Category: Points

Miles and Points 102: annual fees and annual perks

Many credit cards have annual fees.  Some don’t, but most do.  Annual fees fall into roughly three categories: free, about $100 and over $400. The appeal of cards without annual fees is obvious.  They usually have simple reward systems, and can be fairly lucrative.  Some cards give 2% cash back or have bonus categories that can give up to 5%...

Miles and Points 101: rewards types

There are three major types of reward credit cards. The difference is the type of reward you collect. Cash Back Specific program points Generic transferrable points The first is a cash back card. You collect money or points and then after you’ve met a certain threshold (which varies from card to card) you can get either a simple statement credit...

Money for Nothing and Points for Free

I never really planned to do much with the points and miles I collected for flying on various airlines and staying in various hotels. I didn’t have very much brand loyalty so I never thought I would have enough points in any given program to actually redeem for anything of any value. Teri traveled to Asia several times in the...

Welcome!

This blog is meant to be a better way to capture our travel experiences in a way that others can share. Fellow travellers are looking for guideposts and specifics – restaurant and hotel names, vendor and venue details, itinerary ideas, and all the pro-tips that we had to learn the hard way. Besides the personal enrichment that travel brings, that...